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Debt Management Plans: Freeze your interest and extend your repayment terms. Pay from £25 per week calculated on what you can afford, whatever your debt level, and without a loan. Get in touch

IVAs: You could see 70% of your debt written off with an IVA if you have at least £15,000 of debts, so you may only have to pay 30% back. Enquire here

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Find free iva advice and debt help for debt problems to become debt free - find out how we can write off 70% of your debts!

What is an IVA?

IVA's (Individual Voluntary Arrangement) were set up by the UK Government to help protect indebted people from going bankrupt with the Insolvency Act of 1986:

It's a legally binding contract (arranged by Insolvency Practioners) with creditors as an alternative to going into personal bankruptcy/insolvency.
Arranging an IVA for an individual with £15,000 or more of debt allows for drastically reduced affordable monthly payments on a fixed term of usually around 5 years.
The IVA arrangement means no more demands, letters or phone calls from creditors.
While the IVA is in effect, interest charges will be 'frozen'.
Whatever debt remains will be written off by the end of the IVA. More on What is an IVA?

Clear my debt, another debt management site that can help to clear your debt provides some useful articles on managing your money better to avoid bankruptcy or insolvency, specifically, getting too much into debt. If your situation requires more debt help visit clear my debt today.

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"We're so happy we contacted you! We've cleared £9,800 in unsecured debts. Thanks to the guys at IVA Specialists!"
Mr & Mrs Taylor, London.

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"With credit card debts totalling £34,000 on top of bills I couldn't afford to repay, I thought bankruptcy was my only option... Thanks to the helpful and friendly insolvency practitioners at IVA Specialists, most of my debts have been cleared. I am no longer living in worry"
Ms Annish, York

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Get help with your debts!

"We're so happy we contacted you! We've cleared £9,800 in unsecured debts. Thanks to the guys at IVA Specialists!" Mr & Mrs Taylor, London.

"With credit card debts totalling £34,000 on top of bills I couldn't afford to repay, I thought bankruptcy was my only option... Thanks to the helpful and friendly insolvency practitioners at IVA Specialists, most of my debts have been cleared. I am no longer living in worry" Ms Annish, York

"We're so happy we contacted you! We've cleared £9,800 in unsecured debts. Thanks to the guys at IVA Specialists!"
Mr & Mrs Taylor, London.

"With credit card debts totalling £34,000 on top of bills I couldn't afford to repay, I thought bankruptcy was my only option... Thanks to the helpful and friendly insolvency practitioners at IVA Specialists, most of my debts have been cleared. I am no longer living in worry"
Ms Annish, York